STOP Living Paycheck to Paycheck!


Here is your opportunity to learn the one thing NOT TAUGHT in any public school:


"How to manage your money and create a household budget."


Dear Friends,


Just like you I went to school, I learned all about math, history, science, heck I even learned about sex education - I have a bachelors degree in business from a state university and yet some how after all those classes and years in school NO ONE ever taught me about how to manage MY money.


No one ever sat me down and gave me a lesson about how to manage my household income and expenses. How to budget to pay my bills, how to save to splurge on things like toys, vacations, and clothes. Next thing I know I find myself making a great income yet somehow still trying to figure out how to make ends meet.


It seems like the more money I made the harder it was to pay the bills I had. It got out of control - hard to manage - and impossible to enjoy living my life on a daily basis. I was living to work - living to pay my bills - living only to give all my hard earned money over to someone else month after month - sound familiar?


This is my story too, you're not alone, it hits families all over the world like a punch to the stomach.


Do you find yourself not having enough money to make ends meet week after week?


Are you paying bills with your credit cards?


Have your credit cards been maxed out?


Are you over your credit limit and making late payments to your credit card companies?


Are you not able to keep enough food in your refrigerator?


Are you not able to add money to your savings account EVERY MONTH?



If you can answer YES to most or all of these questions above the same way I used to - then let me ask you another question - When was the last time anyone ever helped show you how to manage your money? Has anyone ever shown you PROVEN techniques on ways to live within your means so you can not just enjoy the things you have but be able to afford them too? Do you want to work to live NOT live to work?


If you never take the time to educate yourself on how to manage your money then how can you stop the seemingly endless cycle? How can you change the way you think about money? How will you learn to discover financial discipline that will lead to financial freedom?


The economic conditions have never been worse and the time to invest in yourself has never been more critical to survive. There is no real signs of things getting better anytime soon and even as they do you are going to have to learn how to do more with less - now is the time to learn how -


No matter how bad your own economic situation is it's not too late to get the tools and learn how to fix it... Here is the eBook of tell all tools you need -

Over 80% of all Americans live paycheck to paycheck - YOU DON'T HAVE TO BE ONE OF THEM!


Household Budget Manual ebook

Give Yourself The Opportunity To Get On The Fast Track To A Family Budget That Erases Debt, Starts Piling Up The Savings, And Leaves You With Enough Left Over To Hit Disneyland With The Kids.

You can download this eBook straight to your computer. And you can have it in just minutes from now.



Here is just SOME of the information you will find inside:

 The secret to why we can spend, spend, spend – and never know where the money went.

 How to sit down with bank statements, checking accounts, stock portfolio’s and a list of assets to find out your true financial status.

 7 types of assets that have real value – that you may not know to include as part of your self worth. 

 5 main categories of spending that your budget will allow.

 9 defenses of budgeting to tell your partner if they need convincing.

 26 simple tricks to help you keep to your budget (without grinding your teeth).

 12 reasons why starting a family budget will empower you like never before.

 Common reasons why budgets fail. Know what to look out for and you'll avoid these budget busters

 What most financial advisors will tell you to keep motivated. Hint: It involves something good for you. 

 Why it’s important to set one main goal.

 11 successful characteristics of a family budget that you may want to make sure your budget has (if you want to turn your life around for the better).

 5 step-by-step actions to take on your way from financial mess to pillar of (wealthy) success.

13 common expenses that you may forget to add to your budget if you're not careful.

 6 categories to separate your payment information into.

 What to do if your expenses total more than your income.

 How to handle your paycheck strategically to make sure your bills get paid. Hint: This trick is so good, you won’t notice how responsible you are being.

 Why it’s important to splurge every once in a while.

 What does fiscal awareness mean? And why is it the first technique you should start applying.

 The 17 rules to family budgeting. Print these out and post them on your refrigerator.

 10 important processes creating a budget must provide for.

 11 secrets to budgeting found deep within the world wide web.

 14 secret weapons for stopping the reach to your purse or wallet. Tried and tested, these are guaranteed to cut down your spending.

 11 steps to changing your attitude towards money and turning yourself into a saver instead of a spender (with some fun exceptions).

 The secret to overcoming unforeseen obstacles.

 10 reasons to stop spending now. (Or else it might be too late.)

 Why you must confront your debt now – and how to do it painlessly.

 12 steps for curbing your debt.

 11 dynamite ways to have fun with little to no money. You may have forgotten about these.

 25 final thoughts of wisdom on family budgeting to keep you moving forward in a positive.

And there's MUCH more – guaranteed!

“Are You Ready To Invest In Yourself And Leave Your Financial Problems Behind You?”

Thanks for reading,

P.S. See how easily you can turn your financial status around with a realistic family budget (that allows for the extra goodies you can’t live without). If you have financial goals that need to be met – whether it’s getting out of debt or putting some money away, my eBook will tell you how to realistically set up a budget to do just that.

60 Day Money Back Guarantee
Buy my e Book today. Browse through it. See if it doesn't make you feel at least a little better about your financial situation. If you don't think it will help you meet your financial goals, if it wasn't worth every penny, just write me an emai
l saying so.
I’ll issue a refund ASAP. If my eBook doesn't bring you relief, I don't want your money. I won’t ask you any questions and we’ll part as friends.

For a limited time I am giving away and including a copy of my"Budget Home Decorating Tips" eBook as well. This is a $17 value yours free with your order of our Household Budget Manual - but you have to act now!

YOU GET BOTH eBOOKS for just $10!